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   Medicare Information

Medicare, a federal health program was created in 1965. It provides health insurance for the following: People 65 or older; people under 65 receiving Social Security Disability Benefits and persons with End-stage Renal Disease (ESRD).

The different parts of Medicare help cover specific services.

Original Medicare includes:

  • Medicare Part A (Hospital Insurance) and Part B (Doctors’ Services, Outpatient Hospital & Emergency Room, Durable Medical Equipment and Other Services and Supplies).

  • All benefits are paid through the Federal government. Part D plans or supplement insurance can be added to Original Medicare.

Private Medicare Includes:

  • Part C (Medicare Advantage includes Part A, Part B, Part D and additional coverage such as vision or dental).

    • Note: Medicare Advantage Plans are sold by private insurance companies.

  • Part D (Prescription Drug coverage) began January 1, 2006. It is offered by private plans approved by Medicare. It is available for all people with Medicare. Beneficiaries must join a Medicare drug plan to get coverage.

Links to more Medicare Information

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